Let’s face it, we’ve all dreamed of making money while lounging on our favorite couch. Well, good news: in today’s digital world, that dream can become a reality. Whether you’re looking to pad your retirement savings or just want some extra cash for life’s little luxuries, there are ways to earn without breaking a sweat.
We’re not talking about get-rich-quick schemes here, but legitimate methods to boost your income with minimal effort. So, settle into your comfiest spot, and let’s explore five ways to make money without lifting a finger.
Not all these ideas may work for you, but some will, so be sure to read them all.
1. Double your money and retire rich
To properly manage your money, work with a professional — it’s totally worth it. If you’re not doing this, you could be missing out on some serious financial gains.
A Vanguard study found that, on average, a hypothetical $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a financial advisor. That’s twice as much!
If you’ve got at least $100,000 in investments, check out a free service called SmartAsset. You fill out a short questionnaire and instantly get matched with up to three vetted financial advisors in your area, all legally bound to work in your best interests.
Even if you don’t want help picking investments, an advisor can help lower your tax burden, create a comprehensive financial plan, maximize your Social Security, help with estate planning and making sure you’re on the right track. They can also be there in case one day, you’re not.
Using SmartAsset only takes a few minutes, and in many cases you’ll be offered a free consultation.
Nothing to lose and lots to potentially gain. Take a minute and check it out right now!
Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”
2. Cash out and earn serious savings
Attention homeowners! Great news on the mortgage front – rates for 30-year mortgages have taken a recent nosedive. It’s time to sit up, take notice and think about either financing a new home or refinancing the one you’re in.
Why? Because this dip could mean serious savings for you. We’re talking potentially hundreds of dollars off your monthly payments. Plus, with Rocket Mortgage’s cash refinance offer, you could tap into your home’s equity and get your hands on some extra cash. Win-win, right?
Think about it – lower interest rates mean you could:
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- Slash your monthly payments
- Pay off your mortgage faster
- Free up cash for other financial goals
Now’s the perfect time to reduce your house debt and give your finances a major boost.
Click here to explore Rocket Mortgage’s cash refinance offer. Their experts are standing by to crunch the numbers and show you just how much you could save.
Don’t wait – rates could climb again. Act now and take control of your financial future. Let’s turn your home into a money-saving powerhouse!
3. Save $610 on your car insurance
If you’re like most Americans, you’re probably paying too much for car insurance. But shopping around for a better deal is such a hassle.
Well, it used to be.
Now you can just check out Provide Insurance, the largest online marketplace for insurance in the U.S. Provide Insurance lets you compare quotes from more than 175 different carriers in minutes.
All you have to do is answer a few questions about yourself and your driving history. Then Provide will show you the best options for your needs and budget.
You could save up to $610 a year on car insurance by using Provide Insurance. That’s money you could use for other things, like investing, saving or paying off debt.
Don’t let your current insurer overcharge you. Try Provide Insurance today and see how much you can save on car insurance.
4. Stop getting ripped off by your bank
It’s this simple: If you’ve got savings in a traditional bank savings account, you’re throwing money away.
In just a few minutes, you could move those savings to a financial technology company, like Upgrade, and earn tons more interest with no additional risk.
Upgrade’s FDIC or NCUA-insured Premier Savings account is currently offering 5.21% Annual Percentage Yield (APY)– nearly 12 times the national average . And all you have to do to earn that high rate is maintain a minimum balance of $1,000.
If you move $100,000 from a low-interest account to Upgrade’s Premier Savings, you could earn an extra $5,000 every year. No additional risk, 5 grand more: all financial decisions should be this easy.
If you’re OK with earning basically nothing, go ahead and stick with your big bank. But if you want your money to work as hard for you as you do for it, make a move. Take a few minutes right now and check out Upgrade. You’ll be a little richer for it.
5. Get cash back on every debit card purchase
It’s hard to keep track of all the cash-back offers out there. Let’s see, some credit cards offer cash back on certain purchases — as long as you qualify for the card in the first place. And that card might come with fees, too.
What if you just automatically got cash back every time you used your plain old debit card? That would be super easy, wouldn’t it?
That’s how it is with the Discover® Cashback Debit Checking. You earn 1% cash back on up to $3,000 in debit card purchases every single month. Also, there are no overdraft fees, no monthly account fees, no minimum opening deposit and no minimum balance required.
Another bonus: When you set up direct deposit, you’ll get paid up to two days early.
You can use more than 60,000 ATMs for free. And Discover is just as secure as any brick-and-mortar bank: Your deposits are FDIC-insured up to $250,000.
It’s time to leave your old bank behind and check out a smarter option.
6. Make up to $1,000 per month without leaving your couch
Lots of companies let you earn money by filling out surveys, completing tasks, signing up for stuff, or playing games.
But FreeCash is in a league of its own.
Freecash boasts the fastest payouts (we’re talking instant!), with minimum withdrawals as low as $5. Plus, you can cash out with PayPal, crypto, gift cards – the choice is yours. FreeCash users have already earned more than $87,000,000!
So try FreeCash. It’s the fast, fun way to earn real cash. Don’t waste another minute – Freecash is waiting!
