Saving money doesn’t have to feel like a chore. In fact, with the right apps, you can automate your savings, snag the best deals, and grow your wealth without lifting a finger.
Here’s a look at ten must-have apps that are effortlessly changing how people save money.
1. Acorns: Turn Spare Change into Big Savings
Acorns simplifies investing by rounding up your purchases and investing the spare change.
Every coffee, snack, or small expense becomes an opportunity to grow your savings.
Over time, these small amounts can add up to significant gains.
Pro Tip: Acorns helps you save, invest, and grow for your future. Their automated saving, investing, and spending tools help you grow your money and your financial wellness.
2. Rakuten: Cash Back on Every Purchase
Rakuten, formerly Ebates, is your go-to app for earning cash back on everyday purchases.
Simply shop through the app or browser extension, and Rakuten will reward you with cash back from thousands of stores, making shopping smarter and more rewarding.
Pro Tip: When shopping online, get 3-15% cash back with easy-to-use rebate services like Capital One Shopping or Rakuten.
3. Digit: Save Without Thinking About It
Digit is a savings app that automatically moves small amounts of money from your checking account into a savings account based on your spending habits.
This effortless process helps you build an emergency fund or save for a dream vacation without even noticing.
Pro tip: Earn as much as possible on your emergency savings. Click here for a list of the top savings accounts in America.
4. Honey: Never Pay Full Price Again
Honey is the ultimate browser extension for finding deals. It automatically applies the best coupon codes at checkout, ensuring you get the lowest price possible.
Plus, Honey’s “Droplist” feature alerts you when prices drop on your favorite items.
5. Mint: Master Your Finances
Mint is a one-stop shop for personal finance management.
The app syncs with your accounts to track spending, create budgets, and offer insights into your financial health.
It’s perfect for anyone looking to get a clearer picture of their finances.
6. Ibotta: Rebates Made Easy
With Ibotta, earning cash back on groceries and other purchases is a breeze. Just activate offers in the app, shop as usual, and scan your receipt to redeem rebates.
You can even earn rewards for online purchases.
Pro Tip: If you’re looking to rack up flexible rewards points or miles to go on your dream vacation, here are the Top Rewards Credit Cards.
7. YNAB: Give Every Dollar a Job
You Need a Budget (YNAB) is more than a budgeting app; it’s a philosophy.
By assigning every dollar a purpose, you can take control of your money and ensure you’re prepared for any financial curveballs.
8. Fundrise: Invest in Real Estate with Ease
Fundrise democratizes real estate investing, allowing anyone to invest in high-quality projects with as little as $10.
It’s an excellent way to diversify your portfolio and earn passive income over time.
Pro Tip: One modern way to diversify is with real estate and venture capital. Companies like Fundrise offer both with investments as small as $10.
9. FreeCash: Earn Extra Income Anywhere
FreeCash lets you complete simple tasks or surveys to earn cash in your spare time. It’s a great way to add a little extra to your savings without significant effort.
Pro Tip: Earn up to $1000 per month doing simple tasks with FreeCash!
10. SmartAsset: Connect with a Financial Advisor
SmartAsset is a free service that matches you with vetted financial advisors in your area based on your unique financial goals.
It’s perfect for anyone looking to make smarter investment or savings decisions.
Pro Tip: If you’ve got more than $100,000 in savings, this might be a good time to get some advice from a pro. SmartAsset offers a free service that will match you to a vetted, fiduciary advisor in less than 5 minutes.
Make Saving Effortless
Saving money doesn’t have to be hard. With these ten apps, you can effortlessly track spending, invest wisely, and grow your savings without realizing it.
Whether you’re a budgeting newbie or a seasoned saver, there’s an app for your lifestyle.
